KYB entity categories

This section defines what checks (if any) to apply to the organisation entity and its owners. For each entity category there is a check type for “individual” and/or “organisation”. The available categories are:

Category	Description
default	Check type to use for categories that have no check type defined
organisation	Only the original organisation
ubos	Ultimate beneficial owners
pseudo_ubos	Directors used as stand-ins when ownership can’t be resolved
direct_owners	Only the first level of owners
officers	All officers (director, secretaries, or others)
officers_directors	Just directors
officers_secretaries	Just company secretaries
officers_other	Just non-directors
all	All associated entities

pseudo_ubos

When a customer uses pseudo UBOs for entity categories in the business ownership query or risk configuration - this behaviour is configurable as to which entities will be selected for checks and if the entity categories for checks includes pseudo_ubos . This will only trigger when we’ve no UBOs identified. We’re able to configure what categories will be considered as a pseudo UBO. The default config for this is shown below, meaning that when no UBOs are present and pseudo_ubos are requested in the check, directors should be checked.

JSON

       "check_organisation_pseudo_ubos": [  
         "officers_directors"  
       ],  

The customer can override this behaviour with what’s relevant to their policies.

​pseudo_ubos

pseudo_ubos