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Onboarding Fraud and Transaction and Activity Monitoring (TM) risk factors measure how a customer’s data, activities, and alerts contribute to their overall risk. These factors are generated from activity results (AML, Fraud, and Behavior) and can be used alongside existing KYC and Onboarding Fraud risk factors. Check out risk factors to learn more.

Onboarding Fraud Risk Factors

A comprehensive list of risk factors can be found under the KYC product.

Transaction and Activity Risk Factors

These factors are calculated from activity monitoring results (AML, Fraud, and Behavior), and are designed for ongoing monitoring and transaction monitoring, not onboarding.
Portal display nameFactor (API)What it measuresTypical usage
AML alertsactivity_aml_ctTotal number of all transactional AML alerts generated across all activities for the entity.Escalate entities with many unresolved AML alerts; drive EDD or periodic review triggers.
Fraud alertsactivity_fraud_ctTotal number of all transactional fraud alerts generated across all activities.Identify entities with repeated fraud alerts; drive additional controls or limits.
Behavior alertsactivity_event_ctTotal number of all behavioral or non-transactional alerts generated across all activities.Track unusual behavioral activity, e.g. risky logins or profile changes.
True positive AML alertsactivity_aml_true_positive_ctTotal number of true positive AML alerts (manually confirmed issues).Capture confirmed historical AML behavioral patterns; feed into long-term AML risk posture.
True positive Fraud alertsactivity_fraud_true_positive_ctTotal number of true positive Fraud alerts.Identify entities with a known history of confirmed fraud; inform block/de-risking decisions.
True positive Behavior alertsactivity_event_true_positive_ctTotal number of true positive Behavior alerts.Capture confirmed risky behavioral patterns for ongoing monitoring.