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This guide explains how to deliberately trigger error scenarios in your test environment. We’ll cover two main testing approaches:
  1. Forcing credit header failures
  2. Forcing non-ID check failures

Simulating Credit Header Failures

You can simulate credit bureau failures by using specific street names in your test payload.
To force a credit header failure, simply set the street name in the address to one of the following bureau names:
  • Equifax
  • Experian
The service will then return a failed credit header response for the specified bureau.

Testing ID-Only Verification

This scenario is useful when testing cases where a user should only pass based on their ID verification.
To force all non-ID checks to fail:
  1. Set the middle name to FailNonID
  2. Ensure all ID-related fields (name, date of birth, ID details) are correct
  3. Submit the payload
For ID-only verification to work properly, ensure that:
  • The name matches the ID exactly
  • The date of birth is correct
  • All ID details (number, type, region) are valid
These test scenarios are available in both Demo and UAT environments.