Middle names do impact KYC results particularly when it comes to government IDs.
Below is a general rule on how the middle name being present and its format impacts the result of a check.
Check Type / Document
Summary
Related documents
AU Driver’s License
Driver’s licenses are more lenient when it comes to middle name matching. DVS doesn’t check the middle name on driver’s licenses
Passports in AU
Passport matching is pretty strict when it comes to name matching.
It requires the name exactly as it’s on the passport, so if there’s a middle name collect it from the applicant
AU Medicare card
Middle names on medicare cards are tricky, to say the least.
The details need to be provided as exactly as it’s on the medicare card taking into account whether the middle name on it’s an initial, the full middle name, or no middle name at all.