Onboarding Fraud Risk Factors
Onboarding fraud risk factors — including phone, email, device, and behavioral signals — are documented in the KYC risk factors reference. They can be combined with the TM risk factors on this page for a unified risk view.Transaction and Activity Risk Factors
These factors are calculated from activity monitoring results (AML, Fraud, and Behavior), and are designed for ongoing monitoring and transaction monitoring, not onboarding.| Portal display name | Factor (API) | What it measures | Typical usage |
|---|---|---|---|
| AML alerts | activity_aml_ct | Total number of all transactional AML alerts generated across all activities for the entity. | Escalate entities with many unresolved AML alerts; drive EDD or periodic review triggers. |
| Fraud alerts | activity_fraud_ct | Total number of all transactional fraud alerts generated across all activities. | Identify entities with repeated fraud alerts; drive additional controls or limits. |
| Behavior alerts | activity_event_ct | Total number of all behavioral or non-transactional alerts generated across all activities. | Track unusual behavioral activity, e.g. risky logins or profile changes. |
| True positive AML alerts | activity_aml_true_positive_ct | Total number of true positive AML alerts (manually confirmed issues). | Capture confirmed historical AML behavioral patterns; feed into long-term AML risk posture. |
| True positive Fraud alerts | activity_fraud_true_positive_ct | Total number of true positive Fraud alerts. | Identify entities with a known history of confirmed fraud; inform block/de-risking decisions. |
| True positive Behavior alerts | activity_event_true_positive_ct | Total number of true positive Behavior alerts. | Capture confirmed risky behavioral patterns for ongoing monitoring. |