View Risk Policy

Overview

The Risk Policy page provides visibility and transparency into your KYC risk scoring configuration directly within the FrankieOne Portal. Your Risk Policy determines how customer risk is calculated. It translates your organisation’s compliance appetite into rules and scoring behaviour defined in your configuration settings while onboarding your customers.

This view eliminates the need to dig through technical configuration files, allowing you to clearly understand how individual factors roll up to create a final risk assessment.

Video Guide

Risk Factors

Risk factors are generated by various steps or components within the workflow and can persist beyond a single workflow to enable continuity in risk assessment.

Accessing the Risk Policy

  • Log in to the FrankieOne Portal
  • Navigate to the Settings or Configuration menu
  • Select Risk Policy

Understanding the Policy Structure

The policy page displays the exact scoring logic applied to your customers. It consists of three main components:

1. Risk Level Thresholds

This section defines the score ranges that determine if a customer is LOW, MEDIUM, HIGH, or UNACCEPTABLE. These thresholds directly drive your onboarding decisions and automated workflows.

Policy ElementDescriptionExample
LabelThe risk tier name.LOW, HIGH
RangeThe score bracket for this tier.0–30 (Low), 31–75 (High)
ActionThe workflow triggered by this level.AUTO_APPROVE, MANUAL_REVIEW

2. Risk Factors and Weights

This list explores every factor your customers are evaluated against. You can see which factors carry the most weight in your overall risk score.

Common risk factors visible here include:

  • Demographics: Age, Jurisdiction/Geographic risk
  • Identity: ID/Document type, verification results
  • Screening: Sanctions matches, PEP status, Adverse Media

3. Scoring Logic

The view reveals how the system aggregates these factors (e.g., specific weights or “Hard Fails”) to calculate the final score found on the Risk Assessment tab of a customer profile.

Current Capabilities and Roadmap

View-Only Access

Currently, the Risk Policy page is view-only. It provides transparency into your risk model structure and factor weightings but does not yet allow for direct editing in the portal.

Making Changes

If you need to adjust risk scoring, modify factor weights, or calibrate your model, please continue to work with the FrankieOne support team.

Coming Soon

Self-Service Configuration

Self-service capabilities are on the roadmap. Future updates will enable you to:

  • Adjust risk scoring without waiting for support
  • Modify factor weights and thresholds
  • Test and calibrate risk models
  • Create and manage multiple risk profiles