Single workflow execution (point-in-time assessment)
Overall customer risk profile
Purpose
Identifies risk in a specific onboarding or assessment attempt
Reflects ongoing risk across the customer lifecycle
Calculation basis
Risk factors from a single workflow run
Derived from one or more workflow results (latest or cumulative model)
Update timing
At the end of each workflow run
After each workflow run or manual override (depending on configuration)
Typical use case
Detecting immediate issues during onboarding or screening
Maintaining long-term risk posture for the entity
Risk accumulation over timeEntity risk is updated as new workflows are executed for the same entity. New workflows can change the risk score based on new or updated signals, so the entity risk may increase, decrease, or remain unchanged.Example: A customer is onboarded and assessed as Low risk. Later, during ongoing monitoring, new AML alerts are triggered and the workflow returns High risk. The entity’s risk level is then updated to High.
Authorised users can manually set a new Risk score in the Risk drawer (for example, lowering risk after enhanced due diligence).
A manual override remains until any underlying risk factor changes in a future workflow run. When that happens, the system recalculates risk and clears the old override.
